No matter what your age is, if you are stuck with a disability, in all likelihood, you will need to file for and receive some sort of disability assistance. This means you will need to look at and consider how it is you will be able to take of yourself and your family financially if you were to ever be unable to work. According to Social Security, you are not able to receive disability unless you will not be able to work for a year. This can put some people at a disadvantage because they will only be unable to work for a limited amount of time.
One thing to look at is if your employer offers long and short term disability benefits as well as looking to get supplemental insurance on your own as well. If this is the case, then you will need to look at your options and determine what you will be able to do. This is never something you want to happen, however you should plan for it. You need to be ready in the event of something happening. This way you will be able to still provide for and take care of your family without needing to worry about what it is you will do for income.
In other words, be ready for anything and know what you will or will not be able to do. If you do not plan and prepare for an incident to occur, you will not be able to blame anyone but yourself. There are different options and tools to look at and consider so you will be able to get the most out of your life and survive your disability.